We Can Accommodate Situations that Traditional Lenders Cannot

Originally founded in 2016, Eclipse Business Capital (formerly known as Encina Business Credit) is one of the country’s leading independent asset-based lending platforms for middle-market borrowers.

Eclipse Business Capital (“EBC”) lends to both privately owned and publicly traded companies, across a wide range of industries including manufacturing, oil & gas, coal, retail, distribution, business services and consumer products.

Products include revolving lines of credit and term loans ranging in size from $10 – $200 million, secured by collateral such as accounts receivable, inventory, equipment, real estate and intellectual property.

Since it was established, EBC has successfully underwritten and closed more than 90 transactions totaling nearly $3.9 billion in aggregate credit facilities.

Headquartered in Chicago, EBC has an experienced team of more than 45 professionals, with additional offices in New York, Los Angeles, San Francisco, Houston, Dallas, and Fort Lauderdale.

EBC’s credit and risk culture, investment in new technology and less than bureaucratic hierarchy have all been key factors in attracting a talented group of senior professionals who bring a variety of industry skills and best practices to the company, allowing it to be transparent and take a fresh view of every opportunity. This approach allows EBC to offer a detailed, actionable solution that, if chosen, provides certainty to close, quickly and with no surprises.

As an unregulated entity, EBC can accommodate many situations that regulated lenders cannot. For example, positive cash flow and traditional covenant packages are not necessary.

If you are interested in working with an experienced and flexible lender that is able to move quickly to meet your needs, then please contact us here.